3 Mortgage Myths Holding You Back From Buying a Home in 2026 🏠 shorts [ml1N84hUPtk]

Three widespread myths prevent more qualified buyers from purchasing a home than poor credit ever will. In this quick video, we break down the reality behind the numbers: 📌 What We Cover: • Myth #1: You need a 20% down payment (Standard programs start at 3%–5%). • Myth #2: You need perfect credit (Guidelines at Fannie Mae & Freddie Mac have modernized). • Myth #3: Renting is safer (Rent builds landlord equity; owning builds your own). While these facts don't guarantee instant qualification, they show that access to homeownership is often broader than most people realize. 📲 Ready to see what options fit your situation? Call or text NestMade Mortgage at 626-262-4321 for a personalized, side-by-side assessment! 🔔 Subscribe for straightforward mortgage tips & SoCal real estate advice! #Shorts #FirstTimeHomeBuyer #MortgageMyths #SoCalRealEstate #NestMadeMortgage #HomeBuyingTips