Todays Mortgage Rate Update — July 30, 2026 [97HbAIRnvsG]
Today's Mortgage Rate Update — July 30, 2026 Where rates stand today: 🏠 30-Year Fixed: ~6.65%–6.73% 🏠 15-Year Fixed: ~6.04%–6.07% 📊 5/1 ARM: ~6.58%–6.85% Mortgage rates are holding mostly steady as the Federal Reserve keeps the federal funds rate unchanged at 3.50%–3.75% through 2026. With policymakers taking a wait-and-see approach and the 10-year Treasury yield staying range-bound, rates continue to move in a tight band day to day. It's a stable market right now — a good time to compare lenders, since rates and terms can vary significantly from one to the next. 👉 Check today's rates: Rates shown are national averages and change daily. Your actual rate depends on credit, loan amount, down payment, and lender. Not a rate quote or offer of credit. #MortgageRates #HomeLoans #InterestRates #Refinance #Housing #RealEstate #FirstTimeHomebuyer #FedRates