Schwab Intelligent Portfolios Review: Is the “Free” Robo-Advisor Worth It? [TOOhnMYQhnR]

Is Schwab Intelligent Portfolios the best free robo-advisor for your money? In this review, I’m breaking down the pros, cons, and the "hidden costs" of Schwab’s automated investing. As a former portfolio manager, I look for three things in an investment platform: low costs, smart diversification and ease of use. Schwab Intelligent Portfolios offers $0 management fees, but is the high cash allocation holding your returns back? ------------------------------------------------------------------------------------------------ My favorite automated investing platforms and robo-advisors: M1 Finance - [affiliate link] Wealthfront - [affiliate link] - includes $50 bonus Empower (for those seeking a hybrid approach, with advisors, with $100k or more) - [affiliate link] - includes FREE financial analysis Schwab Intelligent Portfolios - [I have an account with Schwab Intelligent Portfolios] ---------------------------------------------------------------------------------------- Free MicroBook: How We Grew Our Retirement Account 965% - ---------------------------------------------------------------------------------------------- In this video, we cover: • The "Free" Myth: How Schwab makes money if they aren't charging you a fee. • Portfolio Strategy: A look at the ETFs and the mandatory cash allocation. • Who it’s for: Is this right for beginners or better for retirees? ------------------------------------------------------------------------------------------------------ #SchwabIntelligentPortfolios #RoboAdvisor #InvestingReview #CharlesSchwab #PassiveInvesting #FinancialPlanning #WealthBuilding #InvestmentManagement #RoboAdvisorReview #FinTech #PersonalFinance #ETFInvesting #PortfolioManagement #SmartInvesting #StockMarket2026 #PassiveIncome #LowFeeInvesting #BarbaraFriedberg -------------------------------------------------------------------------------------- Watch: Portfolio Manager’s Guide: How Much Cash to Keep in Retirement? - Wealthfront vs Fidelity Go [2026]: Which Robo-Advisor Is Best for You? - Vaulted App Review 2026: Buy Gold & Silver Starting at Just $5! - Wealthfront VS M1 Finance: Pros, Cons And Which Investment Platform Is Best For You - How To Invest In Stocks For Beginners - First Time Investing Guide - Robo-Advisor VS Target Date Fund - Best Lazy Investing Strategies - Best Retirement Planner - Empower Tutorial - Free budgeting, Investing, Retirement Planning Tools - __________________________________________________________ Bio: Barbara A. Friedberg, MBA is a former investment portfolio manager and university finance and investing instructor. She currently owns and manages Barbara Friedberg Personal Finance and writes for US News and World Report, Investopedia, and Forbes Advisor. She is a regular panelist on Money Tree Investing Podcast ( General Disclosures: I am not a licensed financial advisor, and this video is for informational purposes only. For financial advice, please consult your own advisor. Be aware that investing involves risk and that your investment values can go up and down over time. If you click on an affiliate link - we may receive a small affiliate commission to finance this YouTube Channel. I have an account with Schwab Intelligent Portfolios Robo-Advisor -