Why Trying to Time Mortgage Rates Can Backfire and What to Focus on Instead shorts [aiAypgvkdF3]
May reminded us that rates do not move in a straight line. One hot inflation report and they push higher fast. That does not mean your chance is gone. It means you need a plan that works even if rates move against you. Do not shop based on the lowest rate you saw two weeks ago. Shop based on what you can afford today. Ask about rate locks, seller credits, and buydowns to improve your payment. The goal is not to predict the market. It is to buy when the numbers make sense for you. My first question to every client: what is your target payment. Reach out and let's build from there. #HomeBuying #MortgageRates #MortgageTips #RateLock