Oil Prices Are Falling — So Why Arent Mortgage Rates? [4IpwlL0P5kH]
📉 Oil prices are falling — so why aren't mortgage rates following? In this mortgage rate update, Dan Frio breaks down the disconnect: oil just dropped below $70 a barrel, but today's mortgage rates aren't moving the way you'd expect. If you're tracking mortgage rates today, this mortgage rates video explains what sticky servicing inflation, bond market pressure, and the Fed's next move mean for where mortgage rates actually go from here. Whether you're a homebuyer, homeowner, real estate agent, or loan officer watching mortgage rates closely, this mortgage rate breakdown covers today's market snapshot and what today's mortgage rates mean for anyone buying, refinancing, or locking in a rate this week. ⏱️ CHAPTERS 00:00 Oil Plunging: Will Rates Follow? 01:09 Starting the Day With the Chart 02:20 Oil Falls Below $70 a Barrel 02:47 The Sticky Servicing Inflation Problem 04:48 Today's Market Snapshot 05:23 What the Fed Looks At Next Meeting 06:17 Locking In Clients Right Now 07:03 Rate Watch and Refinance Tools 10:10 Closing Chart: A Good Day for Rates 🏠 Ready to Buy or Refinance? Get Pre-Approved 📅 Want to Talk Through Your Options? Schedule a Consultation ✉️ Have Questions? Contact / Ask Dan ⚖️ COMPLIANCE & DISCLOSURE The views, opinions, and forecasts shared in this video are those of Dan Frio personally and do not represent the views, opinions, or positions of PBT Bancorp, TRU Mortgage Team, or any other company, employer, or organization Dan Frio is affiliated with. Dan Frio is not a licensed financial planner, financial advisor, tax advisor, or investment advisor. Nothing in this video or on this channel should be construed as personalized financial, investment, tax, or legal advice — it is general education and commentary only. Always consult a licensed professional about your specific situation before making a financial decision. Welcome to The Rate Update with Dan Frio — your daily source for mortgage rates today, housing market updates, inflation data (CPI, PPI, PCE), Federal Reserve policy, and bond market analysis. 🏠 Mortgage rate updates 📉 Housing market news 📊 Inflation and Federal Reserve analysis 📈 10-Year Treasury and bond market movement 💰 Refinance opportunities 🏡 Homebuyer education 🔁 RateWatch and mortgage monitoring tools 🧮 Mortgage calculators and payment tools 🎥 Live market updates and housing commentary TOP RESOURCES 📉 Track Mortgage Rates Automatically 🏠 TRU Mortgage Command Center 💳 TRU Debt Optimizer 🧮 Mortgage Calculators & Tools FOLLOW THE RATE UPDATE YouTube: Instagram: TikTok: DISCLAIMER Dan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico. NMLS #246527 | TRU Mortgage Team / PBT Bancorp NMLS #257781 | Equal Housing Lender. This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets. Nothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates, terms, approvals, and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. #MortgageRates #InterestRates #FederalReserve #OilPrices #Inflation #BondMarket #HousingMarket2026 #RealEstate