The Bill That Could Save Your Social Security — What It Actually Does to Your Check [ADKxlqUT4NE]
Social Security's retirement trust fund runs out in late 2032. When it does, your check gets cut automatically by 22% — that's the exact number from the 2026 Social Security Trustees Report, released June 9, 2026. There is a bill in Congress right now designed to stop that cut. It's called the Social Security 2100 Act (H.R. 9519), introduced June 29, 2026 by Rep. John Larson of Connecticut. In this video, I break down all 7 major provisions — not the political version, your version — including exactly what each one does to your monthly check, your survivor benefits, and your taxes. Here's what we cover: ✅ The 22% automatic benefit cut confirmed by the 2026 Trustees Report ✅ The across-the-board 2% benefit increase for all current recipients ✅ The CPI-E switch — why your current COLA formula shortchanges you every year ✅ The minimum benefit floor: $1,630/month for workers with 30+ years ✅ The survivor benefit fix — the rule that blindsides thousands of widows and widowers ✅ Higher income thresholds before your Social Security gets taxed ✅ Elimination of the 5-month disability waiting period ✅ The disability earnings cliff — and why it needs to go ✅ Your 3-step action plan to contact Congress right now Important resources mentioned in this video: 🔗 Find your House Representative: house.gov 🔗 Find your Senators: senate.gov 🔗 2026 Social Security Trustees Report: ssa.gov/oact/tr/2026 The Social Security 2100 Act currently has a 0% chance of passing according to GovTrack. But the 22% cut has a 100% chance of happening in 2032 if Congress does nothing. This video gives you the facts and the tools to make your voice count. This video is for informational and entertainment purposes only. It is not financial, legal, or tax advice. Always consult a qualified professional for guidance specific to your situation. Social Security 2100 Act, Social Security 2100 Act 2026, Social Security benefit cut 2032, Social Security trust fund 2032, 22 percent Social Security cut, Social Security Trustees Report 2026, HR 9519, John Larson Social Security bill, Social Security COLA 2026, CPI-E Social Security, Social Security minimum benefit, Social Security survivor benefits, widow Social Security benefits, Social Security disability waiting period, disability earnings cliff, Social Security payroll tax cap, Social Security fix 2026, Social Security for seniors, Social Security check 2026, protect Social Security, Social Security news 2026, Social Security legislation 2026, Medicare and Social Security 2026, retirement benefits 2026, Social Security reform, Social Security insolvency, Social Security trust fund depletion, how to contact Congress Social Security, Social Security action plan, Ava Davis CFP, Social Security explained, Social Security plain English, senior benefits 2026, retirement income 2026, Social Security cuts explained, survivor benefits explained, Social Security disability benefits 2026, Social Security FICA tax cap, Social Security investment income tax, Social Security widow benefit change, Social Security minimum benefit 125 percent, federal poverty line Social Security