How to Pay Off a 30-Year Mortgage in 7 Years (Without Being Rich) [uDY0cwH08AT]
🎉 Try our budgeting and finance app Billroo: Get matched with a mortgage broker: 00:00 How much your mortgage really costs 00:56 How mortgage interest rates actually work 02:21 How I track my mortgage and budget 02:54 Strategy 1: Switch to weekly repayments 05:49 Strategy 2: Use an offset account 08:12 Why offset accounts are so powerful 09:12 Offset account mistakes to avoid 10:20 Strategy 3: Make extra repayments 11:47 Strategy 4: Refinance or negotiate your rate 14:43 Strategy 5: Invest instead of paying off your mortgage 16:18 The risks of investing instead 17:54 Recap: 5 ways to pay off your mortgage faster 18:47 What to do next 19:46 Secret word ✨ Grab your copy of my book, The Fun Finance Formula: 📖 Amazon: 🎧 Audiobook (narrated by me!): Free resources: 💻 Get Our FREE Budget Tracker: 📈 Get The Free Investing Cheat Sheet: 🏠 Get The Free First Home Buyers Guide: 📊 Track Your Net Worth For Free: 💰 Some links below may be affiliate or referral links. It doesn't cost you anything extra to use these links but you'll be supporting my channel 😊 Bank Accounts: 🇦🇺 Ubank - up to 5.5% p.a. interest rate: score $30 when you sign up using my code, QUEENIE30, and make 3 purchases using your debit card or phone. Track your portfolio: 📈 Sharesight - Track your portfolio: Investing app: 🇦🇺 Pearler - use my code QUEENIE for a $20 credit (not an affiliate link): Credit Cards: 💳 The Qantas American Express Ultimate Card - Earn up to 100,000 bonus Qantas Points: 💳 AMEX Platinum Card - Receive 150,000 Bonus Membership Rewards® Points 🛍️ Free websites to get cash back: 🇦🇺 Shopback get $10 for free + cash back on your purchases: Edited by: 🖤💛❤️ We acknowledge the Traditional Custodians of our land, and extend that respect to all Aboriginal and Torres Strait Islander peoples today. 🏳️🌈 We respect and celebrate the diversity of our communities. Disclaimer: This information is general advice only and does not take into account your personal financial circumstances. It is for educational purposes only, and does not constitute personal financial advice. You should always do your own research and seek professional advice that is tailored to your specific needs and circumstances. Marquetable Group PTY LTD/ Invest With Queenie (ABN: 85 635 225 259) is a Corporate Authorised Representative No. 001301337 of Rask Licensing Pty Ltd (ABN: 32 681 073 478) (AFSL: 563 907) (“Rask Licensing”). You can read our financial services guide here: Marquetable Group PTY LTD/ Invest With Queenie (ABN: 85 635 225 259) is a Corporate Authorised Credit Representative (Number: 542464) of Moneysherpa Pty Ltd ABN 32 164 927 708 (Australian Credit License: 451289). You can read our credit guide here: