Your Lender Knows Something the Fed Headlines Dont [PJqvM9xTnrq]
📊 What's really moving mortgage rates today? It's not the Fed. In this mortgage rate update, licensed mortgage loan officer Dan Frio breaks down a divided Federal Reserve, why inflation is still the Fed's real battle, today's strong jobs data, and how oil prices near record highs are the real mortgage rate story right now — plus what to expect when the Fed meets in 20 days. If you're a homebuyer, homeowner, real estate agent, or loan officer tracking mortgage rates today, this video breaks down the real mortgage rate drivers behind today's market — not just the headlines. ⏱️ CHAPTERS 0:00 Three Stories Moving Rates Today 0:55 Starting the Day With the Bond Chart 1:20 A Divided Federal Reserve 2:38 Inflation: The Fed's Real Battle 3:20 Today's Jobs Data Comes In Strong 4:08 Oil and the Record-High Markets 5:32 Locking In Clients Right Now 6:12 Free Tools for Buyers and Owners 9:41 Fed Meets in 20 Days: My Prediction 🏠 Ready to Buy or Refinance? Get Pre-Approved 📅 Want to Talk Through Your Options? Schedule a Consultation ✉️ Have Questions? Contact / Ask Dan ⚖️ COMPLIANCE & DISCLOSURE The views, opinions, and forecasts shared in this video are those of Dan Frio personally and do not represent the views, opinions, or positions of PBT Bancorp, TRU Mortgage Team, or any other company, employer, or organization Dan Frio is affiliated with. Dan Frio is not a licensed financial planner, financial advisor, tax advisor, or investment advisor. Nothing in this video or on this channel should be construed as personalized financial, investment, tax, or legal advice — it is general education and commentary only. Always consult a licensed professional about your specific situation before making a financial decision. Welcome to The Rate Update with Dan Frio — your daily source for mortgage rates today, housing market updates, inflation data (CPI, PPI, PCE), Federal Reserve policy, and bond market analysis. 🏠 Mortgage rate updates 📉 Housing market news 📊 Inflation and Federal Reserve analysis 📈 10-Year Treasury and bond market movement 💰 Refinance opportunities 🏡 Homebuyer education 🔁 RateWatch and mortgage monitoring tools 🧮 Mortgage calculators and payment tools 🎥 Live market updates and housing commentary TOP RESOURCES 📉 Track Mortgage Rates Automatically 🏠 TRU Mortgage Command Center 💳 TRU Debt Optimizer 🧮 Mortgage Calculators & Tools FOLLOW THE RATE UPDATE YouTube: Instagram: TikTok: DISCLAIMER Dan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico. NMLS #246527 | TRU Mortgage Team / PBT Bancorp NMLS #257781 | Equal Housing Lender. This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets. Nothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates, terms, approvals, and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. #MortgageRates #FederalReserve #InflationReport #JobsReport #InterestRatesToday #HousingMarket2026 #OilPrices #RealEstate