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🏡 How Much House Can You Really Afford? There’s a common rule of thumb: keep your monthly housing costs within a reasonable share of your gross income. But the real number is personal it depends on your debt-to-income ratio, credit score, down payment, property taxes, insurance, HOA fees, and your bigger financial goals. The key question isn’t just “what do I qualify for?” It’s “what can I comfortably afford?” Those two numbers aren’t always the same. 📍 Thinking about buying in South Florida? I’d love to connect you with a trusted lender for a personalized affordability breakdown no pressure, just clarity before you shop. 📞 754-213-2232 🌐 Yannissampson.com 📧 [email protected] This content is for educational purposes only and does not constitute financial, legal, tax, or investment advice #miami #realestate #tax #education #homebuyers